Available Plans & Programs

PPO (Preferred Provider Organization)
EPO (Exclusive provider Organization)
Point of Service Plans
DMO (Dental Maintenance Organization)
Prescription Drug Card Programs
Mail Order Pharmacy Programs
Short Term Disability Plans
Long term Disability Plans
      Group
      Carve-out
      Split Dollar
High Limit Accidental Death
      & Dismemberment Plans
Travel Accident Plans
Dependent Life Insurance
Occupational Injury Plans
Wellness Programs
Executive Medical Reimbursement
      Plans
Profit Sharing Plans
Pension Plans
401(k) Plans
SEP (Simplified Employee Pensions)
IRA (Individual Retirement Accounts)
      Individual
      Group
      Accidental Death & Dismemberment
      Carve Out Plans
Long Term Care Programs
      Individual
      Group
ESOP (Employee Stock
      Ownership Plans)
IRC § 403 (b) Pensions (Non-profit
      organizations only)
IRC § 457 Deferred Compensation Plans
Cafeteria Plans (IRC § 125)
      Premium Only Plans
      Flexible Spending Accounts
            Medical Reimbursement
            Dependent Child Care
Executive Deferred Compensation
Split Dollar Plans for Executives
Financial Planning for Employees
Estate Planning for Executives
 
Voluntary Programs
Life Insurance
      Term
      Permanent
      Universal Life
Accidental Death and Dismemberment
HMO (Health Maintenance Organization)
Dental Plans
Long Term Disability Plans
Long Term Care
Cancer Plans
Hospital Indemnity Plans
Accident Plans

Group Insurance and Benefits

You don't need to go crazy trying to iron out the possibilities for group insurance and benefits — that's our job!

Group plans

We work with you to design and provide any number of benefits programs, saving you money while delivering attractive programs to your employees. 

We administer the benefits, handle claims, and respond to employees’ questions.  Our list of available programs and services is vast, to accommodate the needs of every business size.

Employee Benefits